Keeping rail of my money feels impossible sometimes. All it takes is one weekend out with friends, and so on Monday, I have no idea where all my cash went. I got so grumpy about it a few weekends ago that I decided enough was plenty–I needed to keep ameliorate rail of my coin.

I actually stumbled on it, the app is chosen N26, it'due south mobile banking plus all the money tracking things I was looking for. It's literally been life-changing.

So What Is Information technology?

N26 is the best way I've e'er kept rails of my money. 'Nuff said. It's a checking business relationship, you can transfer money, pay your bills and relieve– all in one app. Pretty much exactly what I needed. It breaks down my banking company business relationship so that'due south it'south super simple to empathize.

N26 Has Actually Helped Me To Understand Where My Money Goes Each Month & It's Life-Changing

I Know Where My Money'south Going, And I Tin Prepare Up Ways To Save

Uber, concerts, drinks, food…these are all of the things that make my earth get round. Unfortunately, they add up pretty quickly and go out me with financial whiplash. I've started to check my spending statistics in the N26 app, which breaks things down into a simple chart that helps me effigy out where I need to spend less. They even have a feature called "Spaces", which lets you prepare mini accounts to help you lot salve for your adjacent trip, concert or any. Yous literally simply elevate and drib your money into "Spaces" that aren't function of your regular checking account. Personally, Spaces has fabricated saving for my spring suspension trip to Cancun much easier.

N26 Has Actually Helped Me To Understand Where My Money Goes Each Month & It's Life-Changing

You Go Amazing Perks And Rewards

When I created my account, I used the code CAMPUSCREWQ and subsequently I made my first transaction of $25, N26 actually gave me that $25 right dorsum to my account. I and so added that coin into my spring interruption Spaces savings. They too have absurd discounts and cashback options with a agglomeration of subscriptions, Tidal, Blinkist, and Aaptiv are merely a few.

N26 Has Actually Helped Me To Understand Where My Money Goes Each Month & It's Life-Changing

When Questions Come You Can Talk To A Real Person

Beingness put on hold is the worst– no one'southward into that. Subsequently I started using the app, I had a few questions and then I called the N26 back up team. They were really quick and got me the answers I needed. They also have an in-app support chat, where you lot can transport in your question and an actual person (not a robot!) responds with-in a few minutes.

I Can Get On Track To Becoming A Boss Babe

If you're looking to add a cool feel to your resume, N26 has a campus ambassador program where they rent students to host meetups and spread the word nigh N26 on their campuses. They give Ambassadors some pretty sweetness N26 swag, pay y'all for referring friends (yay for making fifty-fifty more money) and fifty-fifty give you lot the chance to accept a free trip to their HQ in NYC! There'south literally no downside.

N26 Has Actually Helped Me To Understand Where My Money Goes Each Month & It's Life-Changing

As If That Wasn't Enough, You Tin can Fifty-fifty Win $5,000

As a student, I'm non making nearly as much money as I want to be. The money I spend on textbooks, tuition, rent and weekends out adds upwards quickly. N26 seems to actually understand this because they've set up a $5,000 giveaway for students. Information technology takes less than a minute to register and the grade y'all demand to fill out can exist found here. There's no catch– none.